Each type of account offered by InstaForex represents universal trading tool that helps working on international financial markets. Regardless of the chosen account type, you will have access to every trading symbol available, when working with InstaForex.

To achieve a successful trading strategy for each trader, two account types were developed by the InstaForex Dealer Department specialists. Trading accounts types differ by their method of accounting spreads and commissions, which are picked by the trader, when opening an account.

Insta.Standard Trading Accounts

These types of accounts are relevant for standard trading terms on Forex market, and work without a fee. Once a trader gets access to all trading tools he pays a fixed spread when setting a deal.

Insta.Standard accounts work for all types of traders and allows a deal to be settled with a classical spread and no fee. The main advantage of this type of account is its universality, as at any time a trader can change the trading leverage and work with any deposit rate convenient for him. The capabilities of the account allow trading with Micro Forex (minimum deposit 1-10 USD), Mini Forex (minimum deposit 100 USD), and Standard Forex (minimum deposit 1000 USD).

Insta.Eurica Trading Accounts

The account of this type does not require any spread to be paid at opening a deal. For most currency instruments of Insta.Eurica account type zero spreads are operated, due to this the BID price is always equal to the ASK price. It should be noticed that the offered price runs higher than the BID price (on the basis of which a chart in the trading terminal is plotted) by half of the standard spread for a given trading instrument which is rounded up to its integral value due to some technical peculiarities of the MetaTrader 4.00 platform.

This account type is recommended for newcomers because it is not necessary to take into consideration the spread in case of pending orders usage: a pending order is executed right when the price reaches its value if the spread equals to 0. Before GTC orders placing and market entrance there is no necessity to calculate spread influence on the position result, this makes technical analysis usage highly effective.

Aside from the fact that Insta.Eurica accounts allow the newbies to get the hang of the market using more simple system of deals processing this account type can be also used by professional traders, because its trading characteristics are the same as at Insta.Standard account type.

Cent.Standard and Cent.Eurica trading accounts

Cent.Standard and Cent.Eurica account types are meant for beginning traders and oriented to those clients who just learn trading and for this purpose they need an access to the minimal deal volume as possible. On these accounts Micro Forex is available with the lot volume 0.0001 of the market lot (the lot cost is 0,1 US cent) allows practicing almost without any risks for deposit. Also this type of accounts will suit well for those who would like to try trading strategies with minimal risks using the deal advantage from 0.0001 lot.

Aside from availability of the smallest allowed deal volume - 0.0001 of the market lot, the owners of Cent.Standard and Cent.Eurica accounts have the same trading terms as Insta.Standard and Insta.Eurica. The only constraint is maximally allowed deposit size for cent group accounts of Cent.Standard and Cent.Eurica related to their directivity to the beginning traders. For more experienced traders it is recommended to open accounts of Insta.Standard and Insta.Eurica types which do not have any size constraints for maximal deposit and deal size.

Minimal deal size
The size limitation of the minimal deal equals to 1 lot (1 USD for a pip) for accounts of Standard and Eurica types with balance more than 100 000 USD or its equivalent in other currencies.
 

Options	Account type
	Insta.Standard	Insta.Eurica	Cent.Standard	Cent.Eurica
Deposit currency	EUR, USD	EUR, USD	USD Cents, EUR Cents	USD Cents, EUR Cents
Minimum deposit	1 USD	1 USD	1 USD	1 USD
Maximum deposit	unlimited	unlimited	1000 USD	1000 USD
Spreads [1]	3-7	0	3-7	0
Fee	0	0.03%-0.07%	0	0.03%-0.07%
Minimal deal	0.01 of the lot	0.01 of the lot	0.10 of the lot (equivalent of 0.0001 market lot)	0.10 of the lot (equivalent of 0.0001 market lot)
Maximal deal	10000 lots	10000 lots	10000 lots	10000 lots
Leverage [2]	1:1-1:1000	1:1-1:1000	1:1-1:1000	1:1-1:1000
Margin for locks [3]	25%	25%	25%	25%
Margin Call [4]	30%	30%	30%	30%
Stop Out [5]	10%	10%	10%	10%
Interest rate [6]	13%	13%	13%	13%

The Swap-free account services are intended for traders who use trading systems that do not take into account the impact of swaps or those customers who can not use swaps owing to their religious beliefs. This determines the secondary name of this type of accounts: "Islamic accounts." In transition to the swap-free system, all the remaining trading terms and conditions of Standard or Eurica-type accounts remain intact.

When performing deals using the swap-free account for any currency pair, in transiting the position over midnight the trader does not gain or lose any amount, regardless of the position volume. Even holding on the deal for a long time, the trader can be sure that only the conduct of the exchange rate for the set time interval will affect the result of the deal.